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Terms of UseLast Updated: February 5, 2024.Fideventus Inc. (“Fideventus” or “we” or “us”) provide you access and use of our websites, including fideventus.com (collectively, the “Website”), subject to your compliance with these Terms of Use (the “Terms”). Please read these Terms carefully, as they contain important information regarding your legal rights, remedies, and obligations. If you are accessing and/or using the Website on behalf of your employer or as a consultant or agent of a third party, you represent and warrant that you have authority to act on behalf of and bind your employer or the third party to these Terms. “Use” of or “using” the Website includes browsing, using, or accessing all or any part of the Website and any content offered therein.
BY USING THE WEBSITE, YOU AGREE TO BE BOUND BY THESE TERMS OF YOUR CONTINUED USE OF THE WEBSITE AFTER 30 DAYS FOLLOWING ANY CHANGES TO THE TERMS OF USE WILL CONSTITUTE ACCEPTANCE OF THOSE CHANGES.
If you do not agree to be bound by these Terms each time you use the Website or you do not have the authority to agree to or accept these Terms, you may not use the Website.Related Policies
Additional policies and terms may apply to use of specific portions of the Website, and are deemed included as part of these Terms. Such additional policies and terms will be made available when accessing the applicable portion of the Website. Please review such policies and terms prior to continuing to use the applicable portion of the Website. If you do not agree with such policies and terms, you may not continue to use the applicable portion of the Website.
These Terms apply exclusively to your access to, and use of, the Website and do not alter in any way the terms or conditions of any other agreement you may have with Fideventus for products, services, or otherwise.
To learn about our privacy practices, and how we collect, use, and disclose personal information, please refer to our Privacy Policy. By using the Website, you are consenting to the collection, use, and disclosure of your personal information in accordance with our Privacy Policy.Changes to these Terms
WE RESERVE THE RIGHT TO CHANGE THIS AGREEMENT AT ANY TIME. We may notify you of such changes by any reasonable means including posting of a new version of these Terms or a change notice posted on the Website. IT IS YOUR RESPONSIBILITY TO REVIEW THESE TERMS PERIODICALLY TO CHECK FOR CHANGES. Your continued use of the Website following the effective date of any such changes will mean that you accept and agree to such changes. If you do not agree to such changes, you must stop using the Website following the effective date of such changes, at which point these Terms will terminate.License and Intellectual Property
Limited License. Fideventus grants you a limited license to view the Website, to print or electronically copy individual pages or other text-based materials from the Website, and to distribute said pages or other text-based materials for the sole purpose of using them for informational and non-commercial purposes only, provided that any material copied remains intact and that all copies include the following notice in a clearly visible position: “Copyright © 2024 Fideventus Consulting. All rights reserved.” These materials may not be copied or redistributed for commercial purposes or for compensation of any kind without our prior written permission. This license is conditional on your strict compliance and acceptance without modification of these Terms. If you have questions about these Terms or would like information about licensing materials from Fideventus, please email info@excap.com.
This license does not include, without limitation: (a) any right to resale or commercial use of the Website or any materials contained therein; or (b) use of any data mining, bots, spiders, automated tools or similar data gathering and extraction methods, directly or indirectly, on the Website materials or to scrape or collect any information from the Website.
Links to the Website. You are granted a limited, non-exclusive right to create a hypertext link to the home page only of the Website, provided such link does not portray Fideventus or any of its products and services in a false, misleading, derogatory, or otherwise defamatory manner. This limited right may be revoked at any time. You may not use, frame or utilize framing or in-line linking techniques to enclose any Website materials, Fideventus trademark, logo or other proprietary information, including the images found at the Website, the content of any text or the layout/design of any page, or form contained on a page without our express written consent. All other linking to the Website or material contained therein is prohibited without our prior written consent.
Intellectual Property. All content of the Website and other materials available through the Website, including without limitation, the Fideventus logo, design, text, display, graphics, video, other multimedia, and other files, and the selection, arrangement and organization thereof, are, unless otherwise noted, either owned by us or are the property of our licensors and suppliers. Except as explicitly provided, your use of the Website does not grant you any right, title, or interest in or to any such materials, and you are not conveyed any right or license by implication, waiver, estoppel, or otherwise in or under a patent, trademark, copyright, or proprietary right of Fideventus or any third party.
The name “Fideventus”, and all Fideventus product and service names, logos, graphics, page headers, button icons, scripts, and all registered and unregistered marks and service names used by Fideventus are trademarks, service marks, trade names, and/or trade dress of Fideventus or its affiliates (collectively “Fideventus’s Marks”). You may not use Fideventus’s Marks for any reason or purpose whatsoever. All trademarks not owned by us that appear on the Website are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Fideventus. You may not use any meta tags or any other “hidden text” utilizing Fideventus’s Marks without our express written consent.
Unsolicited Idea Submission. Our mission is to help you to overcome any business challenge — restructuring, human capital, financial, operational or wealth management — and help you maximize shareholder value throughout every stage of your business journey. We are passionate about exploring new ways to achieve our ambitious mission. Therefore, while we have no obligation to accept or review any product or branding ideas, suggestions, feedback, technologies, or other information that you communicate to us (“Submission”), we may accept your input on the basis that you hereby agree to the following: (i) the Submission is non-confidential and non-proprietary, and will become our sole property; (ii) we are not obligated to return any materials relating to the Submission; (iii) all rights, titles, and interests in your Submission are hereby assigned to us; and (iv) we are entitled to use or disseminate the Submission for any purpose, including commercial purposes, without acknowledgment or compensation to you or any third party.Disclaimers
Third-Party Links. We make no representation or warranty regarding, and accept no responsibility for, the accuracy, timeliness, suitability, quality, content, nature, reliability, or any other aspect of third-party websites or content accessible by hyperlink from the Website, or third-party websites linking to the Website. Unless otherwise noted, we neither monitor nor endorse such third-party websites or content, and any hyperlinks thereto are provided for your reference only and are used at your own risk.
No Relationship. In making this Website available, no client, advisory, fiduciary or professional relationship is implicated or established and Fideventus nor any other person is, in connection with this Website, engaged in rendering engineering consulting or other professional services or advice. Neither this Website nor any content on or accessed through this Website shall be considered a substitute for independent investigations and sound technical and business judgment. You should consult with a professional advisor familiar with your particular factual situation for advice or service concerning specific matters.
No Endorsement. Reference to any products, services, processes, or other information, by trade name, trademark, manufacturer, supplier, or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof by Fideventus.
Disclaimer. The following does not affect any warranties that cannot be excluded or limited under applicable law, including the legal warranty provided under Quebec law:
YOUR USE OF THE WEBSITE, INCLUDING ITS CONTENT, IS AT YOUR OWN RISK AND THE WEBSITE AND ITS CONTENT IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER FIDEVENTUS, NOR ANY PERSON ASSOCIATED WITH FIDEVENTUS MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE WEBSITE OR ITS CONTENT.
WITHOUT LIMITING THE FOREGOING, NEITHER FIDEVENTUS NOR ANYONE ASSOCIATED WITH FIDEVENTUS REPRESENTS OR WARRANTS THAT THE WEBSITE OR ITS CONTENT WILL BE ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT THE WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE WEBSITE OR ITS CONTENT WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.
FIDEVENTUS HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.Limitation of Liability
The following does not affect any liability which cannot be excluded or limited under applicable law:
IN NO EVENT SHALL FIDEVENTUS BE LIABLE FOR ANY DIRECT, SPECIAL, PUNITIVE, EXEMPLARY, INDIRECT OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO LOSS OF USE, LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF BUSINESS OPPORTUNITY, LOSS OF ANTICIPATED SAVINGS, OR LOSS OF DATA, WHETHER IN AN ACTION IN CONTRACT, TORT (INCLUDING BUT NOT LIMITED TO NEGLIGENCE), OR OTHERWISE, ARISING OUT OF OR IN ANY WAY CONNECTED WITH FIDEVENTUS’S OPERATION OF THE WEBSITE OR WITH THE USE OR INABILITY TO USE THE WEBSITE OR THE MATERIALS CONTAINED IN, OR ACCESSED THROUGH, THE WEBSITE, EVEN IF FIDEVENTUS OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT SHALL THE AGGREGATE LIABILITY OF FIDEVENTUS (WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING BUT NOT LIMITED TO NEGLIGENCE), PRODUCT LIABILITY, STRICT LIABILITY OR OTHER THEORY) ARISING OUT OF OR RELATING TO THE USE OF THE WEBSITE EXCEED $5 OR THE COMPENSATION YOU PAID FIDEVENTUS, WHICHEVER IS LESS. YOU ACKNOWLEDGE THAT IF YOU DO NOT PAY FEES TO FIDEVENTUS FOR USE OF THE WEBSITE, YOU SHALL BE LIMITED TO INJUNCTIVE RELIEF ONLY, UNLESS OTHERWISE PERMITTED BY LAW, AND SHALL NOT BE ENTITLED TO DAMAGES OF ANY KIND FROM FIDEVENTUS, REGARDLESS OF THE CAUSE OF ACTION.Termination
Notwithstanding any of these Terms, we reserve the right, without notice and in our sole discretion, to terminate your licence to use the Website, and to block or prevent future access to and use of the Website if you violate any of these Terms. Upon such termination, the remaining Terms shall still apply.Communication Preferences
If you subscribe to our services, you may receive periodic email communications regarding our services or updates or changes to these Terms, which you cannot opt out of receiving.
You may also receive periodic promotions and other offers or materials Fideventus believes might be of interest to you. You can opt out of receiving these promotional messages at any time by following the unsubscribe instructions contained at the bottom each email.
You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on the Website. You may update your email address by contacting us at info@excap.ca. If you do not provide us with accurate information, we cannot be held liable if we are unable to successfully notify you. Any other notices or communications to Fideventus under these Terms should also be sent to that address.General
Applicable Law and Jurisdiction. These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario (Canada) and to the laws of Canada applicable therein, excluding any rules of private international law or the conflict of laws which would lead to the application of any other laws. Regardless of where you access the Website, you agree that any action at law or in equity arising out of or relating to these Terms shall be filed and adjudicated only in the federal or provincial courts located in Toronto, Ontario (Canada), and you hereby irrevocably and unconditionally consent and attorn to the exclusive jurisdiction and venue of such courts over any suit, action or proceeding arising out of these Terms. ALL ACTIONS MUST BE INSTITUTED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION AROSE OR BE FOREVER WAIVED AND BARRED. ALL ACTIONS SHALL BE SUBJECT TO THE LIMITATIONS SET FORTH IN THESE TERMS.
Entire Agreement. These Terms and/or any other valid agreement between you and Fideventus for use of the Website, constitute the entire agreement between you and Fideventus and govern your use of the Website, superseding any and all prior agreements, negotiations, and communications (whether written, oral or electronic) between you and Fideventus with respect to the subject matter hereof. No change, modification, or waiver of the Terms, will be binding on Fideventus unless accepted by Fideventus in writing. Any rights not otherwise expressly granted under the Terms are reserved by Fideventus and its licensors.
Severability. If any provision of the Terms is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed to be severed from the rest of these Terms and shall not affect the validity and enforceability of any remaining provisions.
Waivers. No waiver, express or implied, by Fideventus of any breach of or default under these Terms will constitute a continuing waiver of such breach or default or be deemed to be a waiver of any preceding or subsequent breach or default.
Assignment. We may assign or transfer these Terms, including any of our rights or obligations hereunder, at any time, with or without prior notice to you. These Terms and all of your rights and obligations hereunder will not be assignable or transferable by you without our prior written consent. These Terms will be binding upon and will inure to the benefit of the parties, their successor and permitted assigns.
Language. The parties hereto acknowledge having expressly required that the Terms and all related policies and terms are to be drawn up in the English language. Les parties aux présentes reconnaissent avoir expressément exigé que les Conditions et règlements du site ainsi que toutes les politiques et règles s’y rapportant soient rédigées en anglais.Contact Us
If you have any questions, feedback, comments, requests for technical support, or other communications relating to the Website or our services, please contact us at info@excap.ca.

Fideventus Inc. Privacy Policy.
Last updated: January 18, 2024This Privacy Policy describes how Fideventus Inc. (the "Site", "we", "us", or "our") collects, uses, and discloses your personal information when you visit, use our services, or make a purchase from fideventus.com (the "Site") or otherwise communicate with us (collectively, the "Services"). For purposes of this Privacy Policy, "you" and "your" means you as the user of the Services, whether you are a customer, website visitor, or another individual whose information we have collected pursuant to this Privacy Policy.Please read this Privacy Policy carefully. By using and accessing any of the Services, you agree to the collection, use, and disclosure of your information as described in this Privacy Policy. If you do not agree to this Privacy Policy, please do not use or access any of the Services.Changes to This Privacy PolicyWe may update this Privacy Policy from time to time, including to reflect changes to our practices or for other operational, legal, or regulatory reasons. We will post the revised Privacy Policy on the Site, update the "Last updated" date and take any other steps required by applicable law.How We Collect and Use Your Personal InformationTo provide the Services, we may collect or may have collected over the past 12 months personal information about you from a variety of sources, as set out below. The information that we collect and use varies depending on how you interact with us.In addition to the specific uses set out below, we may use information we collect about you to communicate with you, provide the Services, comply with any applicable legal obligations, enforce any applicable terms of service, and to protect or defend the Services, our rights, and the rights of our users or others.What Personal Information We CollectThe types of personal information we obtain about you depends on how you interact with our Site and use our Services. When we use the term "personal information", we are referring to information that identifies, relates to, describes or can be associated with you. The following sections describe the categories and specific types of personal information we collect.Information We Collect Directly from YouInformation that you directly submit to us through our Services may include:- Basic contact details including your name, address, phone number, email.
- Information including your name, billing address, email address, phone number.
- Customer support information including the information you choose to include in communications with us, for example, when sending a message through the Services.Some features of the Services may require you to directly provide us with certain information about yourself. You may elect not to provide this information, but doing so may prevent you from using or accessing certain services.Information We Collect through CookiesWe also automatically collect certain information about your interaction with the Services ("Usage Data"). To do this, we may use cookies, pixels and similar technologies ("Cookies"). Usage Data may include information about how you access and use our Site and your account, including device information, browser information, information about your network connection, your IP address and other information regarding your interaction with the Services.Information We Obtain from Third PartiesFinally, we may obtain information about you from third parties, including from vendors and service providers who may collect information on our behalf, such as:- Companies who support our Site and Services, such as Carrd.
- Our payment processors, who collect payment information (e.g., bank account, credit or debit card information, billing address) to process your payment in order to fulfill your orders and provide you with products or services you have requested, in order to perform our contract with you.
- When you visit our Site, open or click on emails we send you, or interact with our Services or advertisements, we, or third parties we work with, may automatically collect certain information using online tracking technologies such as pixels, web beacons, software developer kits, third-party libraries, and cookies.Any information we obtain from third parties will be treated in accordance with this Privacy Policy. We are not responsible or liable for the accuracy of the information provided to us by third parties and are not responsible for any third party's policies or practices. For more information, see the section below, Third Party Websites and Links.How We Use Your Personal Information- Providing Services. We use your personal information to provide you with the Services in order to perform our contract with you, including to process your payments, fulfill your orders, to send notifications to you related to you account, purchases, returns, exchanges or other transactions, to create, maintain and otherwise manage your account, to arrange for shipping, facilitate any returns and exchanges and to enable you to post reviews.
- Marketing and Advertising. We use your personal information for marketing and promotional purposes, such as to send marketing, advertising and promotional communications by email, text message or postal mail, and to show you advertisements for products or services. This may include using your personal information to better tailor the Services and advertising on our Site and other websites.
- Security and Fraud Prevention. We use your personal information to detect, investigate or take action regarding possible fraudulent, illegal or malicious activity. If you choose to use the Services and register an account, you are responsible for keeping your account credentials safe. We highly recommend that you do not share your username, password, or other access details with anyone else. If you believe your account has been compromised, please contact us immediately.
- Communicating with you. We use your personal information to provide you with customer support and improve our Services. This is in our legitimate interests in order to be responsive to you, to provide effective services to you, and to maintain our business relationship with you.How We Disclose Personal InformationIn certain circumstances, we may disclose your personal information to third parties for legitimate purposes subject to this Privacy Policy. Such circumstances may include:- With vendors or other third parties who perform services on our behalf (e.g., IT management, payment processing, data analytics, customer support, cloud storage).
- With business and marketing partners, including Shopify, to provide services and advertise to you.
- When you direct, request us or otherwise consent to our disclosure of certain information to third parties, such as to ship you products or through your use of social media widgets or login integrations, with your consent.
- With our affiliates or otherwise within our corporate group, in our legitimate interests to run a successful business.
- In connection with a business transaction such as a merger or bankruptcy, to comply with any applicable legal obligations (including to respond to subpoenas, search warrants and similar requests), to enforce any applicable terms of service, and to protect or defend the Services, our rights, and the rights of our users or others.We do not use or disclose sensitive personal information for the purposes of inferring characteristics about you.User Generated ContentThe Services may enable you to post reviews and other user-generated content. If you choose to submit user generated content to any public area of the Services, this content will be public and accessible by anyone.We do not control who will have access to the information that you choose to make available to others, and cannot ensure that parties who have access to such information will respect your privacy or keep it secure. We are not responsible for the privacy or security of any information that you make publicly available, or for the accuracy, use or misuse of any information that you disclose or receive from third parties.Third Party Websites and LinksOur Site may provide links to websites or other online platforms operated by third parties. If you follow links to sites not affiliated or controlled by us, you should review their privacy and security policies and other terms and conditions. We do not guarantee and are not responsible for the privacy or security of such sites, including the accuracy, completeness, or reliability of information found on these sites. Information you provide on public or semi-public venues, including information you share on third-party social networking platforms may also be viewable by other users of the Services and/or users of those third-party platforms without limitation as to its use by us or by a third party. Our inclusion of such links does not, by itself, imply any endorsement of the content on such platforms or of their owners or operators, except as disclosed on the Services.Children's DataThe Services are not intended to be used by children, and we do not knowingly collect any personal information about children. If you are the parent or guardian of a child who has provided us with their personal information, you may contact us using the contact details set out below to request that it be deleted.As of the Effective Date of this Privacy Policy, we do not have actual knowledge that we "share" or "sell" (as those terms are defined in applicable law) personal information of individuals under 16 years of age.Security and Retention of Your InformationPlease be aware that no security measures are perfect or impenetrable, and we cannot guarantee "perfect security." In addition, any information you send to us may not be secure while in transit. We recommend that you do not use unsecure channels to communicate sensitive or confidential information to us.How long we retain your personal information depends on different factors, such as whether we need the information to maintain your account, to provide the Services, comply with legal obligations, resolve disputes or enforce other applicable contracts and policies.Your Rights and ChoicesDepending on where you live, you may have some or all of the rights listed below in relation to your personal information. However, these rights are not absolute, may apply only in certain circumstances and, in certain cases, we may decline your request as permitted by law.- Right to Access / Know. You may have a right to request access to personal information that we hold about you, including details relating to the ways in which we use and share your information.
- Right to Delete. You may have a right to request that we delete personal information we maintain about you.
- Right to Correct. You may have a right to request that we correct inaccurate personal information we maintain about you.
- Right of Portability. You may have a right to receive a copy of the personal information we hold about you and to request that we transfer it to a third party, in certain circumstances and with certain exceptions.
- Restriction of Processing: You may have the right to ask us to stop or restrict our processing of personal information.
- Withdrawal of Consent: Where we rely on consent to process your personal information, you may have the right to withdraw this consent.
- Appeal: You may have a right to appeal our decision if we decline to process your request. You can do so by replying directly to our denial.
- Managing Communication Preferences: We may send you promotional emails, and you may opt out of receiving these at any time by using the unsubscribe option displayed in our emails to you. If you opt out, we may still send you non-promotional emails, such as those about your account or orders that you have made.You may exercise any of these rights where indicated on our Site or by contacting us using the contact details provided below.We will not discriminate against you for exercising any of these rights. We may need to collect information from you to verify your identity, such as your email address or account information, before providing a substantive response to the request. In accordance with applicable laws, You may designate an authorized agent to make requests on your behalf to exercise your rights. Before accepting such a request from an agent, we will require that the agent provide proof you have authorized them to act on your behalf, and we may need you to verify your identity directly with us. We will respond to your request in a timely manner as required under applicable law.ComplaintsIf you have complaints about how we process your personal information, please contact us using the contact details provided below. If you are not satisfied with our response to your complaint, depending on where you live you may have the right to appeal our decision by contacting us using the contact details set out below, or lodge your complaint with your local data protection authority.International UsersPlease note that we may transfer, store and process your personal information outside the country you live in, including Canada. Your personal information is also processed by staff and third party service providers and partners in these countries.
If we transfer your personal information out of Europe, we will rely on recognized transfer mechanisms like the European Commission's Standard Contractual Clauses, or any equivalent contracts issued by the relevant competent authority of the UK, as relevant, unless the data transfer is to a country that has been determined to provide an adequate level of protection.ContactShould you have any questions about our privacy practices or this Privacy Policy, or if you would like to exercise any of the rights available to you, email us at info@excap.ca.

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